Simulation Environment
Demo Environment:sample data only
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For Regulators & Banks

Welcome to Granullo

Make sure money does what it's supposed to do.

Granullo is a governance and coordination system for fund disbursement programs. Explore safely • no live systems are connected in this demo.

Understand in 30 Seconds

Granullo IS
  • ✓ Governance system of record
  • ✓ Multi-party coordination layer
  • ✓ Eligibility rule engine
  • ✓ Audit trail for decisions
Granullo is NOT
  • ✗ NOT a bank or payment system
  • ✗ NOT a fund custodian
  • ✗ NOT a settlement processor
  • ✗ NOT holding any balances

Where Bank Responsibility Begins

GranulloRecords
BOUNDARY
BankExecutes

Recommended Exploration Path

Follow these 7 steps to understand Granullo completely. Total time: ~20 minutes.

What Granullo Will Never Do

These boundaries are locked by design. Granullo cannot and will not:

Hold or store funds of any kind
Issue payment instruments
Process or settle transactions
Act as a bank or financial institution
Store account numbers or credentials
Initiate or authorize payments

Flagship Case Study: Universal Income Governance

Why UBI Programs Fail Without Governance

What Granullo Governs:

  • ✓ Policy versions with immutable history
  • ✓ Eligibility rule schemas
  • ✓ Decision reference audit trails
  • ✓ Public accountability reports

What Granullo Never Does:

  • ✗ Select or choose beneficiaries
  • ✗ Disburse income payments
  • ✗ Store personal data (PII)
  • ✗ Make eligibility decisions
Explore UBI Governance Reference
Governance Intelligence
GIL

GIL explains governance decisions, surfaces evidence, and anticipates audit questions.AI explains. AI never decides.

This is a demonstration environment. No real data or bank systems are connected.

For regulatory inquiries: regulatory@granullo.com

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