Granullo
Misuse Prevention Estimator

How much misuse can your program prevent?

Estimate your program's downside exposure and see why 50 basis points is mathematically trivial compared to structurally prevented misuse.

Granullo does not score or rate trust. We show where the ground is soft. Humans decide where to step.

01.

Program assumptions

Enter your program details. All assumptions are transparent and adjustable.

Governed Annual Volume
$50.0M
$1M$1B
Program Type
Provider Count
Override Frequency (%)
5%
Geographic / Compliance Exposure
02.

Misuse downside formula

D = V x L x I
V — Volume$50.0M
L — Leakage4%
I — Impact1.6x
$50.0M x 4% x 1.6 = $3.2Mexpected misuse downside
03.

Economic analysis

Misuse Downside$3.2M
Granullo Fee$250K
Prevented Delta$3.0M
Savings Multiple12.8x
Payback Period29 days
04.

Misuse archetypes prevented

01Milestone fraud
02Duplicate disbursement replay
03Missing evidence release
05.

Recommended rollout

1
Start with a single program pilot (30-60 days) to validate downside estimates against real governed flows.
2
Expand governance to 2-3 adjacent programs with highest leakage exposure.
3
Integrate provider federation across all payment rails for full structural coverage.
4
Target division-wide rollout within 9 months of pilot validation.
5
Enable real-time monitoring via Signals dashboard for ongoing prevention visibility.
Use this in your board memo

Export your estimate as a one-page executive memo

Boardroom-clean PDF with transparent assumptions, canonical formula, misuse archetypes, and rollout recommendation. Internal budget approval ammunition.

GRANULLO
MISUSE PREVENTION ESTIMATOR
October 25, 2026
MONEY = MISUSE
Granullo prevents money from going where it shouldn't.
01  PROGRAM ASSUMPTIONS
Governed Annual Volume$50.0M
Program TypeGrant Disbursements
Provider Count3
Override Frequency5%
Geographic ExposureSingle Domestic
Evidence Maturity70%
02  MISUSE DOWNSIDE FORMULA
D = V x L x I
V = $50.0ML = 4%I = 1.6x
$50.0M x 4% x 1.6 = $3.2M expected misuse downside
03  ECONOMIC ANALYSIS
Misuse Downside
$3.2M
Granullo Fee
$250K
Prevented Delta
$3.0M
Savings Multiple
12.8x
Payback Period
29 days
04  MISUSE ARCHETYPES PREVENTED
01Milestone fraud
02Duplicate disbursement replay
03Missing evidence release
05  RECOMMENDED ROLLOUT
1.Start with a single program pilot (30-60 days) to validate downside estimates against real governed flows.
2.Expand governance to 2-3 adjacent programs with highest leakage exposure.
3.Integrate provider federation across all payment rails for full structural coverage.
4.Target division-wide rollout within 9 months of pilot validation.
5.Enable real-time monitoring via Signals dashboard for ongoing prevention visibility.
This estimate is based on program assumptions and industry baselines. Actual results depend on implementation.
Granullo does not score, rate, or grade trust. We show where the ground is soft. Humans decide where to step.
granullo.com/estimator
06.

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